Homeowners and Condo Insurance

Your home is probably your most valuable asset, both as an investment and as your sanctuary. When your home is damaged or destroyed, you need your claim settled by an insurance company that acts quickly and justly. Coverage availability and prices vary by company. We can help you determine which of several companies we represent will best meet your needs and provide the most valuable combination of tailored coverage, quality service and fair pricing.

Depending on the company you choose, you can get discounts for:

• Having a burglar alarm
• Having a newer home
• Being claim-free in the past
• Insuring your vehicles with the same company

Other advantages you can enjoy include:

• Repair Guarantees
• 24-Hour Claims Hotline
• Flexible billing, including coordinating with your mortgage company
• Living expense if your home becomes uninhabitable due to damage

Renters Insurance:

Renters insurance protects the things that matter to you like your clothes, furniture and electronics.  It also protects you with liability coverage. And it does it all for less than you might think.

Protect the things that matter to you
You have a lot of things that are important to you—from your clothes and furniture to your sound system, sports gear and computer. That’s why we include personal property protection in your policy, and it can travel with you wherever you are in the world.

Protect yourself and your guests
You need to feel confident that all you’ve worked for is not at risk. Our renters insurance policies protects you and your family against bodily injury and property damage claims and litigation up to the limits you select. And if a visitor is injured in your residence or by you or a household member, your insurance will pay covered medical expenses, to the limits you select.

The secret to selecting the right amount of coverage
Whether you are starting out, between homes or downsizing, we will help you pick the coverage that best fits your needs. Ask about discounts for burglar alarms and for having multiple policies with one company.

Extra coverage doesn’t have to cost a lot
We also offer other coverage that you may want to add to your renters policy. Many people supplement their renters insurance with personal umbrella liability insurance for broader protection. And if you have special possessions such as jewelry, art, antiques or collectibles—ask about our scheduled personal property coverage that comes with no deductible when you suffer a covered loss.